HDFC Bank Digital Rupee CBDC wallet spend offer | Min txn: Rs. 20 | Max cashback: Rs. 150 (August 2026)

OFFER PERIOD: This Offer is valid for a period commencing from 1st August, 2026 at 12:00 AM IST and ending on 31st August, 2026 at 11:59 PM IST. ELIGIBLE TRANSACTIONS AND CASHBACK UNDER OFFER: a. All peer to merchant (P2M) transactions for a value of INR 20/- (Indian Rupees Twenty only) initiated by Eligible Customers shall be considered for the Offer. b. An eligible customer shall receive a cashback of INR 50 (Indian Rupees Fifty only) upon successful completion of every five (5) Peer-to-Merchant (P2M) transactions, with each qualifying transaction being of a value equal to or greater than INR 20, during the Eligible Scheme Period. The maximum cashback that may be earned by a customer under this Offer during the Eligible Scheme Period shall be INR 150 (Indian Rupees One Hundred and Fifty only). For example: An eligible customer with 5 eligible transactions to get cashback of ₹50, one with 10 transactions to get ₹100 and one with 15 transactions to get ₹150 cashback. c. Cashback amount for all Eligible Transactions during a month will be credited into customer’s HDFC Bank Digital Rupee Wallet on or before the 10th September 2026.Cashback may be credited in multiples of ₹10. LIMITATIONS TO THE OFFER: a. Any transaction which is for an amount lower than INR 20/- shall not be considered for this Offer. b. If customer has performed 4 or less than 4 count of peer to merchant (P2M) transactions during the scheme period, they shall be treated as non-eligible. c. Loading of CBDC wallet, wallet to wallet (P2P) transfers, redemption transactions, peer to peer transactions, etc. are not eligible for this Offer. d. If any Eligible Customer de-registers from the HDFC Bank Digital Rupee wallet after the date of Eligible Transaction (i.e. customer is not holding the digital rupee wallet with the Bank as on date of processing the cashback), then such customer shall not be eligible to receive cashback credit as above; exception reports required . e. This Offer is not valid on any transactions other than the Eligible Transactions defined hereinabove. f. Any refunded / cancelled / reversed / chargeback transactions, disputed or unauthorized/fraudulent transactions will not be considered / eligible for this Offer.